Arthapradan Advisors

DISCLAIMER

Please read this Disclaimer carefully before using the services offered by Arthapradan Advisors LLP ('we', 'us', or 'our'). By accessing our website, consulting our advisors, or availing any of our services, you agree to the terms outlined in this Disclaimer. If you do not agree with any part of this Disclaimer, we request that you discontinue the use of our services.

General Information Only

The information, content, and materials provided by Arthapradan Advisors LLP on our website, brochures, social media channels, and other communication platforms are intended solely for general informational and educational purposes. Nothing contained herein constitutes or should be construed as:

Professional financial, investment, or wealth management advice
Legal or tax advice
Accounting or auditing opinion
A guarantee, promise, or assurance of any financial outcome or return

All financial decisions involve risk. You are solely responsible for evaluating the merits and risks associated with any financial product, loan, investment, or advisory service before making a decision. We strongly recommend consulting a qualified professional before making any financial commitment.

Loan & Credit Services Disclaimer

Arthapradan Advisors LLP acts as a facilitator and intermediary in connecting clients with lenders, banks, and financial institutions. We do not directly lend money nor guarantee loan approvals. The following conditions apply:

Loan eligibility, interest rates, tenure, and disbursement are determined solely at the discretion of the respective lender or financial institution.
Loan approvals are subject to the lender's credit assessment, regulatory guidelines, and verification of documents provided by the applicant.
Arthapradan Advisors LLP does not guarantee approval of any loan application submitted through us.
Borrowers are advised to carefully read all loan agreements, terms and conditions, and sanction letters before signing.
EMI figures, repayment schedules, and interest calculations shared by us are indicative only and may vary based on the final offer from the lender.

We urge all clients to borrow responsibly and ensure that repayments are well within their financial capacity. Defaulting on loan repayments may adversely affect your credit score and financial standing.

Accounting & Taxation Services Disclaimer

Arthapradan Advisors LLP provides accounting, bookkeeping, GST filing, income tax return filing, and related financial compliance services. Please note:

Our services are based on the information and documents provided by you. We are not responsible for errors, omissions, or inaccuracies arising from incorrect or incomplete data supplied by the client.
Tax laws, compliance requirements, and regulatory guidelines are subject to frequent changes. While we strive to keep our services updated, Arthapradan Advisors LLP does not guarantee the absolute accuracy of interpretations of tax laws at any given point in time.
The information shared during consultations is general in nature and may not account for your specific circumstances unless explicitly discussed and agreed upon in writing.
Any tax computation, assessment, or filing carried out by us is subject to review and reassessment by tax authorities, and we shall not be held liable for any resultant tax liability, penalty, or interest.
Clients are advised to retain copies of all filings, submissions, and communications for their personal records.

Wealth Management & Investment Advisors Disclaimer

Arthapradan Advisors LLP may offer wealth management consultations, investment planning guidance, and portfolio review services. The following disclaimers specifically apply:

Investments in mutual funds, equities, bonds, insurance products, real estate, or any other financial instruments are subject to market risks. Past performance is not indicative of future results.
The value of investments may increase or decrease, and investors may not get back the amount originally invested.
Any projections, forecasts, or return estimates shared by us are indicative and not guaranteed. Actual returns may differ materially from projected figures.
Our Advisory services are based on publicly available information and your disclosed financial profile. We do not have access to non-public or insider information.
Arthapradan Advisors LLP is not a SEBI-registered investment advisor unless explicitly stated and certified. Clients are advised to verify our regulatory status before availing investment advisory services.
We may recommend financial products from select partners. Clients should be aware that we may receive referral fees or commissions from such partners, which may create a potential conflict of interest.

We strongly advise clients to consult a SEBI-registered investment advisor and conduct independent due diligence before making any investment decision.

Limitation of Liability

To the fullest extent permitted by applicable law, Arthapradan Advisors LLP, its directors, partners, employees, and associates shall not be liable for:

Any direct, indirect, incidental, special, or consequential losses arising from reliance on the information or services provided by us.
Loss of profits, business opportunities, or financial damages resulting from investment decisions, loan commitments, or tax filings made based on our Advisors.
Any unauthorized access, breach, or disruption affecting your financial data or personal information beyond our reasonable control.
Any third-party actions, recommendations, or decisions taken by lenders, banks, or financial institutions.

Third-Party Links & References

Our website or communications may include links to third-party websites, platforms, or services for your convenience. Arthapradan Advisors LLP does not endorse, control, or take responsibility for the content, privacy practices, or services of any third-party website. Accessing third-party links is done at your own risk.

Confidentiality & Data Privacy

Arthapradan Advisors LLP respects the confidentiality of all personal and financial information shared by clients. We are committed to protecting your data in accordance with applicable Indian data protection laws and our Privacy Policy. Your information will not be sold, rented, or shared with unauthorized third parties without your explicit consent, except as required by law.

Regulatory Compliance

Arthapradan Advisors LLP operates in compliance with applicable regulations under the Reserve Bank of India (RBI), the Securities and Exchange Board of India (SEBI), the Institute of Chartered Accountants of India (ICAI), and other relevant regulatory authorities. However, the financial services sector is subject to ongoing regulatory changes, and clients are encouraged to stay informed about applicable laws governing their specific financial activities.

Changes to This Disclaimer

Arthapradan Advisors LLP reserves the right to modify, update, or revise this Disclaimer at any time without prior notice. The latest version of the Disclaimer will always be available on our official website. Continued use of our services following any such changes constitutes your acceptance of the revised Disclaimer.

Contact Us

If you have any questions, concerns, or require clarification regarding this Disclaimer or our services, please reach out to us:

Arthapradan Advisors LLP

Address: 37A, Ground Floor, Panchratna, Mama Parmanand Marg, Opera House, Mumbai - 400004.

Email: info@arthapradan.com

Phone Number: +91 93242 95378

This Disclaimer is governed by and construed in accordance with the laws of India. Any disputes arising shall be subject to the exclusive jurisdiction of the courts in Mumbai, India.