Privacy Policy
Arthapradan Advisors LLP (“we,” “our,” “us,” or “Firm”) is committed to protecting the privacy and confidentiality of our clients, website visitors, business partners, and stakeholders.
This Privacy Policy explains how we collect, use, store, process, share, and protect your personal and financial information when you:
- Visit our website
- Submit an inquiry
- Engage our services
- Apply for funding solutions
- Seek wealth management or advisory services
- Use accounting and compliance services
By accessing our website or using our services, you consent to the practices described in this Policy.
Applicable Law
This Privacy Policy is governed by:
- Information Technology Act, 2000
- IT (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011
- Digital Personal Data Protection Act, 2023 (DPDP Act)
- RBI / SEBI guidelines where applicable
Information We Collect
We collect information necessary to provide our services efficiently and lawfully.
Personal Information
- Full name
- Contact number
- Email address
- Residential/business address
- Date of birth
- PAN number
- Aadhaar number (where required)
- Passport details (if applicable)
- Signature
Financial Information
- Bank account details
- Income details
- Salary slips
- ITR filings
- GST returns
- Business financial statements
- Asset details
- Loan details
- Investment portfolios
- Net worth statements
Business Information
- Company incorporation documents
- ROC filings
- Partnership deeds
- Board resolutions
- Shareholding pattern
- Credit history
- Vendor/customer agreements
Sensitive Personal Data (SPDI)
As defined under Indian law, we may collect:
- Financial information
- Biometric information (if required for KYC)
- Passwords (for authorized access only)
Such information is handled with enhanced security protocols.
Technical & Website Data
When you visit our website, we may automatically collect:
- IP address
- Browser type
- Device information
- Pages visited
- Cookies and usage data
Purpose Of Data Collection
We collect your information for the following lawful purposes:
Funding Services
- Loan eligibility assessment
- Application processing
- Submission to banks/NBFCs
- Credit risk evaluation
- Documentation verification
Wealth Management
- Risk profiling
- Investment planning
- Portfolio analysis
- Compliance with SEBI / KYC norms
Accounting & Compliance
- Bookkeeping
- Tax filings
- GST compliance
- Financial reporting
- Regulatory filings
Legal & Regulatory Compliance
- KYC verification
- AML checks
- Fraud prevention
- Court or regulatory orders
Consent
By providing information to us:
- You consent to its collection and processing.
- You authorize us to share information with financial institutions, regulatory authorities, and service providers where necessary.
- You confirm the information provided is accurate and lawful to share.
You may withdraw consent in writing, subject to legal and contractual obligations.
Data Sharing & Disclosure
We do NOT sell your data.
We may share information with:
Financial Institutions
- Banks
- NBFCs
- Investment platforms
- Insurance providers
Professional Partners
- Chartered Accountants
- Legal advisors
- Valuers
- Credit rating agencies
Regulatory Authorities
- Income Tax Department
- GST Department
- RBI
- SEBI
- Courts / Government Authorities
Technology & Service Providers
- Cloud storage providers
- CRM platforms
- IT service vendors
All third parties are contractually obligated to maintain confidentiality.
Data Storage And Security
We implement reasonable security practices including:
- Encrypted digital storage
- Restricted employee access
- Secure servers
- Firewall protection
- Password-protected systems
- Two-factor authentication (where applicable)
However, no system is 100% secure. We cannot guarantee absolute protection against cyber threats beyond reasonable safeguards.
Data Retention
We retain data:
- As long as required for service execution
- As required by statutory record-keeping laws
- For audit, tax, or regulatory compliance
- To resolve disputes
After the retention period expiry, data may be securely deleted or anonymized.
Cookies Policy
Our website may use cookies to:
- Improve user experience
- Track website analytics
- Enhance performance
Users may disable cookies through browser settings, though certain functionalities may be limited.
Your Rights Under the DPDP Act
You have the right to:
- Access your personal data
- Correct inaccurate data
- Request data deletion (subject to legal retention requirements)
- Withdraw consent
- Grievance redressal
Requests may be sent to our designated contact below.
Data Breach Response
In the event of a data breach:
- We will assess the impact immediately
- Take corrective security measures.
- Notify affected individuals and authorities where legally required.
Children’s Privacy
Our services are not directed to individuals under 18 years of age unless part of an education loan or guardian-supported financial planning.
We do not knowingly collect data from minors without guardian consent.
Cross-Border Data Transfer
If data is stored or processed outside India through technology vendors:
- We ensure adequate safeguards.
- Transfers comply with applicable Indian laws.
Third-Party Links
Our website may contain links to third-party websites.
We are not responsible for the privacy practices of those sites.
Limitation Of Liability
Arthapradan Advisors LLP shall not be liable for:
- Data breaches caused by third-party institutions
- Cyber attacks beyond reasonable control
- Client negligence in safeguarding credentials
- Inaccurate data provided by clients
Policy Updates
We reserve the right to update this Privacy Policy periodically.
The latest version will always be available on our website.
Continued use of services after changes constitutes acceptance of the updated policy.
Contact Us
For privacy-related queries
Address: 37A, Ground Floor, Panchratna, Mama Parmanand Marg, Opera House, Mumbai - 400004.
Email: info@arthapradan.com
Phone Number: +91 93242 95378
