Finance the Equipment That Drives Your Business Forward

Investing in machinery is an important step toward scaling production, improving efficiency, and increasing profitability. Instead of blocking working capital, a Machinery Loan allows you to acquire essential equipment while maintaining financial stability. At Arthapradan, we help businesses structure machinery financing solutions aligned with expansion goals and repayment capacity.

Key Features

Competitive interest rates
Flexible repayment tenure
Structured EMI repayment
Funding based on machinery quotation
Available for MSMEs and growing enterprises

Loan amount depends on machinery cost, financial strength, and eligibility profile.

Interest Rates & Charges
Eligibility Criteria
Documents Required

Interest rates typically start from 7.5% onwards
(Subject to machinery type, business profile, credit strength, and lender policy.)

The final rate depends on:

  • Business vintage
  • Annual turnover
  • Profitability
  • Credit history
  • Type and value of machinery
  • Collateral (if applicable)
  • Banking track record
  • The business is registered and operational in India
  • Minimum 1-2 years of business operations
  • Stable turnover and financial records
  • Satisfactory credit profile of promoters
  • Proper statutory compliance
  • PAN & Aadhaar of promoters
  • Business registration proof
  • GST registration certificate
  • Financial Statements and ITRs for the last 2 years
  • Bank statements (6–12 months)
  • Machinery quotation/proforma invoice
Home Loan

Loan Application Process

01

Connect with us on WhatsApp and share your machinery requirement

02

Submit business financials and quotation

03

Eligibility assessment and lender matching

04

Documentation and processing

05

Approval and direct disbursement to the machinery supplier

Ready to Upgrade Your Machinery Without Straining Cash Flow?

Finance the equipment your business needs to grow and stay competitive.
Connect with us on WhatsApp today for structured machinery loan assistance.

Frequently Asked Questions

Most lenders require a margin contribution. The funding percentage depends on the machinery type and the financial profile.

Not always. Smaller ticket loans may be structured without additional collateral, while higher amounts may require security.

Yes, subject to age, valuation, and lender approval.

Tenure varies depending on machinery type and loan amount, but is structured to match business cash flow.

Timelines depend on documentation and lender processing, but approvals are generally completed within a few working days to a couple of weeks.